Working and Homeschooling While Staying Frugal

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Working and Homeschooling While Staying Frugal

Working and Homeschooling; While Staying Frugal

After 17 years of homeschooling, the biggest change has been homeschooling while being a stay-at-home mom and homeschooling while being an employed mom; all while trying to live a frugal lifestyle.

In the early years of homeschooling my 4 children; my goal was their education and finding every economical way I could save money.

  • Since that was schooling before Pinterest, I would spend time creating lesson plans from scratch.
  • I would organize co-ops to keep costs down on group activities.
  • I spent my Saturday mornings scouring yard sales for books and educational items.
  • I would barter with friends for babysitting.
  • I would coupon shop and read The Complete Tightwad Gazette into the wee hours of the night.

Over the past few years, the reality of our situation changed with the diagnosis of my husband with COPD. Keeping up with the medical bills and expenses of kids in college has proven too much for a single income.

At first I worked part-time to keep my self in the job market ready to go full-time when my husband could no longer work. But in order to keep current with the needs of the family I have increased my hours to almost full-time.

My biggest goal is to strive toward my income going toward the budget and not for convenience items because now I don’t have the time for every frugal idea. 

  • I now buy curriculum that can be easily planned or online classes.
  • My kids still enjoy group activities but instead of being present I offer support to the group in other ways.
  • I spend my Saturday mornings homeschooling and my afternoons working.
  • I shop thrift stores instead of going to yard sales.
  • There is not a lot of time for bartering these days, but occasionally it works.
  • I shop at Aldis instead of coupon shopping.

While most of our expenses to homeschool have increased because of being employed, I feel I have done my best to get the most out of the situation. You just have to crunch the numbers.

For example an online class can cost $500 for year, divided by 32 weeks, you are paying $16 a week. I know each on-line class saves me 3 hours a week in planning, teaching and grading.

I know our biggest budget buster is groceries. I focus all my time on this one area. My kids help me every 6 weeks prep 30 freezer meals. We rarely eat out or buy convenience food. Thankfully my kids know the biggest challenge for me is to have dinner on the table after putting in a 12 hour day with jobs and homeschooling.

I love to hang clothes on the line but if I get behind on the laundry I will use the dryer. I try to let some of the little frugal things slide. Instead of beating myself up over using the drying I focus on the 4 loads that did make it to the clothes line.

It is a constant juggling act and evaluating of frugal choices with how much time I have in a day. 

Are you working and homeschooling? Do you have a great tip to share on getting things done?

 

This post may contain AFFILIATE LINKS. Clicking through these links help to support the costs involved in running this blog and sometimes can help with other expenses. You can find my full disclosure under the DISCLOSURE TAB. Thanks!

Comments

  1. Fantastic! This really caught my eye at #CoffeeAndConversation as I am about to do this for my 9th grader, and I chose an online school for that reason.

    Blessings!

    • Stacey Lane says:

      Bonnie,
      Thanks for stopping by! Yes, online classes have really helped to free up some of the demands on my time as a homeschool mother.

  2. Stephanie Trax says:

    Wow! I’m amazed at how you are juggling all of that. I work just a bit part-time from home and find it definitely requires me to have curriculum that is easy to implement. It sounds like you have made very wise budgetary adjustments!

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